James Broonbreed Posted January 7, 2015 Report Share Posted January 7, 2015 It's quarter past 3, I haven't put on any trousers yet and I've just eaten a block of smoked cheddar. 4 Quote Link to comment Share on other sites More sharing options...
James Broonbreed Posted January 7, 2015 Report Share Posted January 7, 2015 Apparantly I've won an Ipod air in the rig new year raffle..... Hmm.... Ace-ic or not ace-ic? Quote Link to comment Share on other sites More sharing options...
Adam Easy Wishes Posted January 8, 2015 Report Share Posted January 8, 2015 Apparantly I've won an Ipod air in the rig new year raffle..... Hmm.... Ace-ic or not ace-ic? What's not to be ace-ic about that?! Even if you are a h8R, just sell it to some fanboy on eBayz and profit. Quote Link to comment Share on other sites More sharing options...
TR!ΔNGL€ T€€TH Posted January 8, 2015 Report Share Posted January 8, 2015 Aye, free mp3 players are always a good thing. If you don't need it, you could donate it to someone less well off and feast on the good feelings that ensue. Quote Link to comment Share on other sites More sharing options...
MattJimF Posted January 8, 2015 Report Share Posted January 8, 2015 Have a feeling it's an iPad Air rather than an iPod. Quote Link to comment Share on other sites More sharing options...
James Broonbreed Posted January 8, 2015 Report Share Posted January 8, 2015 Quote Link to comment Share on other sites More sharing options...
ca_gere Posted January 8, 2015 Report Share Posted January 8, 2015 The building I live in has started this awesome book exchange. I don't know how it started but a few weeks ago all of a sudden there was a big box of books just sitting in the lobby and people have been taking one and leaving one ever since. So basically there's a constant supply of free books. 7 Quote Link to comment Share on other sites More sharing options...
MattJimF Posted January 20, 2015 Report Share Posted January 20, 2015 Got my new car today!! Quote Link to comment Share on other sites More sharing options...
The Milner Posted January 20, 2015 Report Share Posted January 20, 2015 Got a mortgage approval through for a new hoosey for me and Nicola 1 Quote Link to comment Share on other sites More sharing options...
James Broonbreed Posted January 20, 2015 Report Share Posted January 20, 2015 How much do they let you borrow as a couple - roughly? Quote Link to comment Share on other sites More sharing options...
The Milner Posted January 20, 2015 Report Share Posted January 20, 2015 How much do they let you borrow as a couple - roughly? In principal just over 205k with the option of a 95% mortgage if we want it. Thats with a household income of just under 50k a year. Quote Link to comment Share on other sites More sharing options...
James Broonbreed Posted January 20, 2015 Report Share Posted January 20, 2015 Cheers. Sorry, I wasn't asking for an exact figure, just a percentage of combined income. So 4x basically. Quote Link to comment Share on other sites More sharing options...
Adam Easy Wishes Posted January 21, 2015 Report Share Posted January 21, 2015 We applied for a mortgage recently also - apparently it's less about a multiple of combined income now and more about affordability. They'll look at your income and expenditure (crucially any debt you have already) and work out what a reasonable monthly payment would be on a mortgage that you could 'cope' with and give you up to that or thereabouts. I guess generally under 'normal' circumstances that will likely equate to about 4x combined salary. Quote Link to comment Share on other sites More sharing options...
Spoonie Posted January 22, 2015 Report Share Posted January 22, 2015 1 Quote Link to comment Share on other sites More sharing options...
James Broonbreed Posted January 24, 2015 Report Share Posted January 24, 2015 Once I get home I'll have a bi-amped Linn system to get my ears round, and a free Ipad air to fuck about with. 1 Quote Link to comment Share on other sites More sharing options...
Spoonie Posted January 29, 2015 Report Share Posted January 29, 2015 My wife is 13 weeks pregnant with our first little one! 13 Quote Link to comment Share on other sites More sharing options...
HateEvent Posted January 29, 2015 Report Share Posted January 29, 2015 My wife is 13 weeks pregnant with our first little one! Congrats! 1 Quote Link to comment Share on other sites More sharing options...
ca_gere Posted January 29, 2015 Report Share Posted January 29, 2015 Congrats!!Boy, girl or Kindle? 1 Quote Link to comment Share on other sites More sharing options...
Spoonie Posted January 29, 2015 Report Share Posted January 29, 2015 It's actually my Kindle which is pregnant! Weve not finding out which it is - the wife wanted to but I told her to shut her face and that I was in charge. Quote Link to comment Share on other sites More sharing options...
Chris Posted January 29, 2015 Report Share Posted January 29, 2015 Congrats Spoonie! We're two weeks in with our baby girl. It's a wonderful, sleep deprived, stinky, experience. Quote Link to comment Share on other sites More sharing options...
ca_gere Posted January 29, 2015 Report Share Posted January 29, 2015 teaspoonie 2 Quote Link to comment Share on other sites More sharing options...
Alkaline Posted January 29, 2015 Report Share Posted January 29, 2015 teaspoonieIf Teabags is his wife then the combination of their DNA will make one ugly baby. Quote Link to comment Share on other sites More sharing options...
Teabags Posted January 29, 2015 Report Share Posted January 29, 2015 Calm down, moon face. 2 Quote Link to comment Share on other sites More sharing options...
Alkaline Posted January 29, 2015 Report Share Posted January 29, 2015 Calm down, moon face. Glass houses chubs, glass houses. 2 Quote Link to comment Share on other sites More sharing options...
Spoonie Posted January 30, 2015 Report Share Posted January 30, 2015 I'm handsome as fuck!! Quote Link to comment Share on other sites More sharing options...
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