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Frosty Jack

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Can't wait to see what my present is from you then. How much you spending on your missus out of interest?

I'm not sure. It'll probably be the price of the ipod plus another hunner.

out do her? the fuck is this shit?

Yes, every holiday is a competition when it comes to gift buying. Have you never seen a sitcom?

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I have seen many and I don't think I have ever seen that story line. Then again the sitcoms I watch aren't Two and a Half Men or Modern Family.

Two and a Half Men is shite. But there's a Valentine's Day MF where they do it.

Outdoing her with gifts sounds like she's too good for you, and she probably knows it.

Oh, she is. And she does. The thing is, I'll spend all the money I have, and get all the finances I can, but she'll still out do me. Still, I can try.

Well, I can if someone could recommend me a clubby.

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Go to Bright House and pay 4 times the amount for electronics. They prey on the financially irresponsible. Even if you've got the credit rating of a money-laundering embezzler who has had 5 re-mortgages and has abandonded leased cars in a field, they willl give you one of everything in the shop, at an interest rate that rivals Wonga. You'll feel like you totally outdid her in a couple of years time when she has left you, and you still paying the debts from that Christmas in 2012. Best boyfriend everrrrr!

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You buy presents for easter?

I really can't get my head around spending that much money on a Christmas present for somebody.

What kind of money does everyone normally spend on their partners Christmas?

Well, we get each other chocolate eggs. Anything else is a bonus but not expected. It's about 250 or something I'll spend this christmas on her. I shouldn't really go over that yet I've made a list of gifts that's pretty long.

Go to Bright House and pay 4 times the amount for electronics. They prey on the financially irresponsible. Even if you've got the credit rating of a money-laundering embezzler who has had 5 re-mortgages and has abandonded leased cars in a field, they willl give you one of everything in the shop, at an interest rate that rivals Wonga. You'll feel like you totally outdid her in a couple of years time when she has left you, and you still paying the debts from that Christmas in 2012. Best boyfriend everrrrr!

Now, I'm not daft. Of course I wouldn't go to Bright House or some shite like Wonga. What I wanted was a clubby. I wanted a reccomendation. It might not have been a catalogue, but a website along the lines of kandco or something (kandco actually let you choose what weekly payments and you can choose to pay it with 0% finance, but of course, being a clubby it's more expensive from there anyway).

I don't get all the agro though. I want to spend a heap of money on my girlfriend. It's not like I'm going to get the ipod on finance, change my name and do a runner leaving some poor sod an ipod down and no monthly payments to show for it. People use finance all the time. In fact, the vans she got me were from kandco. And as I said I got my macbook on finance. It was "buy now pay in 12months" so I just saved up over that 12 months and paid it off before they wanted any interest.

Someone on here asked about buying a new car and mentioned finance. You didn't have a big fuck off go at him for wanting to buy a nice new car when he can spend less and catch the bloody bus. Of course I could spend less on her. She would be happy with whatever i got her. But I wouldn't be. In the past I've just bought things outright 'cause I've been able to save for christmas. This year's been a bastard so I can't save. So I'll do what a lot of other people do and have done and continue to do. I'll get finance on it.

So,

What's the best 'clubby'?

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http://www.littlewoods.com/ - for clothes, electrical goods

http://www.simplybe.co.uk/ - for plus size womens clothing, if your bird's a fatty

http://www.gimmitech.co.uk/ - for electrical gadgets

http://www.very.co.uk/ - lots of stuff

http://www.isme.com/ - lots more stuff

http://www.laredoute.co.uk/ - clothes

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