The guy who sits outside the two cash machines beside the Academy shopping centre/Belmont Street is the friendliest beggar I've ever met. He doesn't actually ask you for money, he just informs you if the machines are broken and/or enquires how your night is going! I don't really mind giving the odd 50p to a friendly beggar. It's the ones who heckle you for money that I can't stand. Oh, and if there are any beggars reading this thread - swearing at me when I say no, won't make me change my mind!