FOX

Broken sleep patterns are better I think. At least, if you wake up in the middle of the night it's recommended you be productive with the time instead of lying forcing yourself back to sleep. Having a sleep, getting up, doing things, having another short sleep then doing more things is actually better. I think.

Apart from the inevitable sleep deprivation.

What does that mean...?

Tell me or I won't get out of your house.

xx

You use (ibid) to mean "that same source again". Although I think that's for when the information is on the same page of the source (could be wrong there).

While your caution is admirable, having a credit card, or at least borrowing in some way can actually be a good idea, if you know what you're doing. Ironically, not having any credit history can in fact make it much more difficult to get credit in the future. Hopefully you won't need a mortgage in the future after your singing career makes you millions, but if you do, then not having any history of borrowing could make the banks wary of you. However if you can show that you have borrowed, and had a certain level of debt but managed it well, then they'll like you and give you what you want. They want to know that they can make a bit of money from you, but you won't be a risk.

I'm sure Officer 'twin' or Mr Spoonie could explain it better than I, or failing that, that Martin Lewis bloke may be a bit of a twat on telly but his site has a lot of good stuff on it.

http://www.moneysavingexpert.com/loans/credit-rating-credit-score

Note: The above advice is NOT the same for STDs.

Never thought about it that way! Will bear in mind.

My bad! Thought you were still a youngster! It's all downhill from 20.

You're forgiven. People do age sometimes though. Even me!

I don't think there was much argument about Rose getting sent off - it was more that nobody else got sent off that was ridiculous.

Okay, so I'm not getting a credit card (pretty much the one thing I plan to avoid for as long as possible, except maybe STDs). I'll maybe pluck up the courage to buy it outright. Maybe.

Next question: Google Nexus 7 or iPad (mini?)?

jimfxxd4u

xx

Actually you're exactly right. That's pretty scary. Get out of my house. >

Credit cards are a terrible idea, always. The amount of shit I've got into on the back of them is brutal, and I'm currently (slowly) paying off the guts of 10 grand. I totally admit its my fault for having no willpower but when the temptation is there to get something cool I can't really afford I tend to cave. Save up for things, only buy what you can afford, take it from a guy who loses 50% of his wages every month paying credit cards and bank loans and barely putting a dent in them due to interest.

He's not 18 though.

I'm almost 20, thankyouverymuch!

yeah, it's basically getting goods now, but paying the cost off over a period of time, or like a credit card where you get a bill at the end of the month as opposed to a debit card where you can only spend what you have.

I presume 'getting credit' refers to the act of building up one's credit rating by proving that you are reliable in paying back loans and credit cards. Anything that involves a regular payment should count towards your credit rating: phone bills, credit card bills, student loan repayments, etc.

The better your credit rating, the more likely you are to approved for things such as mortgages or large loans. Your credit limit also increases over time (e.g. your first credit card would be like a 500 pound limit, as you continue to make payments, they may then increase it to 1000 and so on)

or something

Cheers.

It's just, I'm seriously looking into buying an iPad/Nexus/whatever tablet. I could afford one in one go but naturally I'd rather pay for it, say, monthly. I don't know if this is possible though, and I don't really plan on getting a credit card.

My missus made me a mahossive steak for my birthday this year (not as my main present), I ate the whole thing then got mad indigestion and couldn't sleep for it. I didn't have any Rennie or anything so I tried a glass of water with some bicarbonate of soda in it. Only I didn't know how much to put in, seemingly it's half a teaspoon, I put in like 4 heaped teaspoons, then for the next three days my kidneys ached like hell and everything I ate tasted like salt.

Sounds like spiked bicarb! ...Either that or four teaspoons isn't good for you. Probably that one.

One for the students / recently graduated.

When you're referencing more than one fact from the same source, at different points in a document, do you need to reference it multiple times?

Example:

xx

(ibid)

get credit

Noob question:

What on Earth is "getting credit"? Like I've never really thought about that as a concept. No idea what it is/how it works.

Edit: Reading the scrollback it looks like some sort of loan?

It was actually this: http://www.bbc.co.uk/news/entertainment-arts-19920826

Both are fairly ridiculous

Presumably you mean http://www.bbc.co.uk/news/entertainment-arts-19950407

The new tesco at woodend is due to open on the 12th of November.

And they're bastards that don't want to hire me >

Yup me 2 bud, not as good as logic bud for amateur/semi pro it's nice!

It's also nowhere near as expensive Value for money.

If you use garageband you will need a serious amount of extra plugins to record anything to a decent standard although if its just for rough demos why not. Depends what you want from it

I've managed to record pretty good stuff onto Garageband...

It looks soft. I can't see whether or not he does clip him. He may have done. Bale's still a cunty cunt though.

Man for man, other than Bale and Ramsey, Scotland look a more balanced team. They should have done better.

Wales did pretty well considering they only had three players.

I couldn't watch the football last night so I kept up to date with the game on the Guardian's website.

14 min: The camera cuts to Craig Levein on the Scotland bench. He's wearing a navy blue and gold tie and generously offers chewing gum to the guy sitting to his right. The guy declines. Levein shrugs and returns the chewing gum to his inside jacket pocket. Who the hell keeps it in there?

I keep it in there. #rebel

lol. A parody twitter account - a clear one at that - cost Lollerpool £300,000. Bahaha

Wait a minute... I don't think they're from Aberdeen...

Sure they are!

Not sure what difference that makes when youre talking millions of dollars / pounds, global humiliation will make no difference to Lance Armstrongs bank balance. They all do it anyway, at least most in one form or another.

I have absolutely no clue where you got that reply from...

Never going to happen, roids make the penis go the other way.

ewwww.

Nicki Minaj or Justin Bieber might be worth a shout. They'd probably pack the Tunnels.

Pet hate: Trying to compare rugby to football. Not possible.

Holy fuck it just doesn't die!

http://www.bbc.co.uk/news/uk-scotland-19906644

Rangers is debt-free and a huge club with enormous support and a 140-year track record of success on the domestic and international arenas.

AYE IT WIS, isnae onymair ye daft fuck.