SAAS will cover you for: 1 year of an HNC/2 years of an HND, if you only do one year, then move onto University then they will pay for your full 4 years (or however long the course is; they will pay all 7 years if it is Architecture if you don't have a paid 6th year placement and 6 years if you do, same with Medicine/Veterinary as well I'm pretty sure). If you do the HND and only go into first year, then you will have to pay a year of fees to the university, as it's been said, however, if you go straight into 2nd year from the HND (which is what usually happens), then you will be covered for all costs. Bursaries are available if your parents earn less than X amount and loans are available to everyone (the non-means tested loan form is a very quick one to fill out as you don't need your parents/your own bank details). If you are going abroad, to an institution in Europe through Erasmus as part of your studies as well, SAAS give you a grant for that (pretty sure non-means tested) however, if you go anywhere out of Europe, they won't. If you're doing a course in college that isn't an HNC/HND then it should be covered by local government and you should be able to get a non-means tested bursary and other bursaries means-tested, for travel, etc. You should get a form from college to fill out with your acceptance letter/whatever that you fill out. I'm pretty sure this only counts if this will be your first course out of Secondary/Primary school though and you will have to pay tuition fees if you're doing your second/third/whatever. Probably information already given, but hope that makes it clear?