i have always been alittle wary of online banking, but i decided to apply after watching the other half using it. got it working tonight, and i have to say i am impressed. immediatly able to move money into my isa. only bad thing was, with BoS you are unable to sign into the banking for the first time with firefox, but the lovley lady from the help line sorted that out for me. this is going to save me alot of time queing in the bank!