Jump to content

Musicians' Insurance Recommendations

Recommended Posts

Talk to me.

I currently insure all my gear via Allianz's specific musicians insurance policy. I have never had to claim (thankfully).

At the time (two years ago) this seemed the best product, but can anyone recommend any alternatives rather than just letting a renewal roll over for another year? I need cover at home, in our practice space and in the van whilst travelling in Europe.

I know the MU provide some kind of insurance, is this just public liability or does it extend to instruments/equipment too?


Link to comment
Share on other sites

  • 3 weeks later...

Not specifically musician insurance related but make sure you read all the details and fine print with your policy.  

You may find your policy only covers you if you have followed specific storage instructions and got their specific security set up.  I tried to insure my workshop tools that weren't kept at home but couldn't meet all of the policy requirements, ended up being more cost effective to create storage space at home and have them covered under home insurance and transport as needed.  Hopefully your insurer is more flexible but I could imagine things like vehicle locks, amount of windows, where its parked etc could be specified and come into play during a claim.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Create New...