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Ace-ic....


DJ Jo-D

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The building I live in has started this awesome book exchange. I don't know how it started but a few weeks ago all of a sudden there was a big box of books just sitting in the lobby and people have been taking one and leaving one ever since. So basically there's a constant supply of free books. 

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  • 2 weeks later...

We applied for a mortgage recently also - apparently it's less about a multiple of combined income now and more about affordability. They'll look at your income and expenditure (crucially any debt you have already) and work out what a reasonable monthly payment would be on a mortgage that you could 'cope' with and give you up to that or thereabouts. I guess generally under 'normal' circumstances that will likely equate to about 4x combined salary.

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