Moshulu Rob Posted August 31, 2006 Report Share Posted August 31, 2006 Here is how to claim back every single penalty charge you have recieved from your bank in the last 6 years. My mate who sent me this has got back 2.5k so far:-----------------------------------------------------------------The Office of Fair Trading made a direction on the 5April 2006 stating that (bank or credit card/agreement) charges for any matter that are over 12(ie overdraft fees, dd admin charges, missed mortgagepayments, etc pretty much any charges as it happens)are unlawful and you can get these back. So farmillions of pounds have been refunded - (personally2,570 from just one bank so far) by using the dataprotection act and some standard letters (link below).You can get charges back from the last 6 years sohandy for any ex-students who still haven't paid offany overdraft charges!Link to Templates:http://www.consumeractiongroup.co.uk/forum/bank-templates-library/Below link for the Data Protection Access Letter:http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-data-protection-act-subject.htmlAfter you get Data Protection Response outlyingcharges:http://www.consumeractiongroup.co.uk/forum/bank-templates-library/671-letter-preliminary-approach-repayment.htmlYou'll get a standard letter back saying no, and soyou then send this one:http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-letter-before-action-consumer.htmlWhen they try to settle without giving you the fullamount then use thi sletter:http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.htmlRemember though that if you are offered the fullamount requested and it is without further conditions,you must accept it.If conditions are attached to an offer of settlementin full (for instance, you are required to attend ameeting, or you are asked to agree not to make furtherclaims etc) then you are under no obligation toaccept.Make the bank aware of the need to withdraw thoseconditions first.....but eventually they'll give in. At the beginningthey were trying to get people to sign gag ordersshutting them up but slowly a lot of people are doingthis now. If you don't believe me check the Office of FairTrading Website: http://www.oft.gov.uk/News/Press+releases/2006/68-06.htm Quote Link to comment Share on other sites More sharing options...
Rachie Posted August 31, 2006 Report Share Posted August 31, 2006 www.bankcharges.info is also useful for this. I used their letter to get back quite a bit from the Halifax. Quote Link to comment Share on other sites More sharing options...
Edgar Graham Posted August 31, 2006 Report Share Posted August 31, 2006 I just underwent the final part of the process the other day and made a claim through moneyclaim, i'll let "ya'll" know how i get on. Quote Link to comment Share on other sites More sharing options...
incredibledisc Posted August 31, 2006 Report Share Posted August 31, 2006 This is fantastic! I've just emailed all my friends to let them know too. Stick it to the Man! Quote Link to comment Share on other sites More sharing options...
Diesel Posted August 31, 2006 Report Share Posted August 31, 2006 This is fantastic! I've just emailed all my friends to let them know too. Stick it to the Man!Yep,I'm deffo going to "stick it to the man". The corrupt hoors are into me for 'sIn the words of Francis Begbie, "thae bank cunts is gittin' fucked the noo, likesay" Quote Link to comment Share on other sites More sharing options...
Alvin Starclusk Posted August 31, 2006 Report Share Posted August 31, 2006 I tried the earlier version with a laRge Scottish-based bank, But they tried the gagging order Stuff on me. I may try again with these letters... Quote Link to comment Share on other sites More sharing options...
Edgar Graham Posted September 1, 2006 Report Share Posted September 1, 2006 Got a letter in the post this morning offering full compensation of £466. Decent. Quote Link to comment Share on other sites More sharing options...
huntedbyafreak Posted September 3, 2006 Report Share Posted September 3, 2006 Has this actually worked for anyone? Is it just for any bank charges at all??? Quote Link to comment Share on other sites More sharing options...
Scootray Posted September 3, 2006 Report Share Posted September 3, 2006 The post above telling you about £466 went right over your head then? Quote Link to comment Share on other sites More sharing options...
JaseyBoi Posted September 3, 2006 Report Share Posted September 3, 2006 The original post goes right over my head im afraidAny chance someone could help us all out with basic instructions as i say i cant make head not tale of original post lol ... .. . . .. Quote Link to comment Share on other sites More sharing options...
threeornothing Posted September 3, 2006 Report Share Posted September 3, 2006 Amount of money I have received back = £FUCK ALLAmount of money I have lost to banks = £TOO FUCKING MUCHIt seems to be all the rich people are getting there money back and the poor people are handing the last of their money over to the bank only to be told no. Fucking madness.... Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.