Quote:
Originally Posted by sross90  I've got a bank of Scotland account, am they have a hefty generous overdraft which I don't normally ever use, however on occasion I can go like £5 over for the last few days of the month.
But from now on I guess If Im going overdrawn then Im going overdrawn in style. If I know I will be going £1 over, then its time to shif £2499 into a different account until such time I know that I wont be overdrawn at all.
Actually if the charge is only £1 day, would it be beneficial to be constantly overdrawn by £2499 and have all that money sitting somewhere that would make more than £1 a day?? |
If you change to the BoS Reward Account they will give you £5 a month (if you deposit at least 1k every month). So assuming you're not overdrawn for more than 5 days you would come out even.