[Camie]

I am with Bank Of Scotland, and took out money from their branch today.

When asked if I have wanted to upgrade my account I said no and explain that my overdraft in my Student Current Account is currently maxed out at £500.

They then told me that I am supposed to pay back at least £400 per quarter, according to my terms and conditions(not actually found them to clarify that).

However, I haven't payed back £400 for about a year and a bit so I am not too sure of how legit this is.

Anyone else have a Student Current Account with Bank of Scotland that can tell me if this is true or not, or does anyone have advice on what to do as I am really stuck in the mud just now with this.